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标题 美国留学 留学办理银行业务时必备的英语短语
内容
    “去银行办业务什么的~最麻烦了!!我只是想开个户~不要问我太多~~我真的不知道你在说什么~~~”
    看了以下的总结,不要告诉我你还不会!!!!!
    

    Opening an account
    

    开户
    

    I would like to open an account
    

    我要开户
    

    What kind of account do you want?
    

    你要开什么样的账户
    

    A current account
    

    活期账户
    

    A checking account
    

    支票存款账户
    

    A saving account
    

    储蓄账户
    

    A deposit account  
    

    存款账户
    

    How much interest will I get with this account?  
    

    我可以得到多少利息?
    

    Which account gives the highest interest rate?   
    

    哪样的账户得到最高的利息
    

      Transfering money
    

    汇钱
    
      

        I would like to transfer money back to China
    
      

    我要汇一笔钱到中国
    
      

        Would you like a wire transfer?
    
      

    你要汇钱吗
    
      

        I want to send it by banker's draft
    
      

    我要用银行汇票发的
    
      

        There will be a fee of 10 pounds
    
      

    你得付10英镑费用
    
      

        Which account shall we send it to?
    
      

    转进什么账号?
    
      

        What is their account number
    
      

    他的账号号码是什么?
    
      

       My parents said they wired me some money, has it reached my account?
    
      

    我父母汇了一笔钱到我的账号,已经转进去了吗
    
      

    Cards
    

    
    
      

        Do I get a debit card with this account?
    
      

    我能从这个账户获得一张借记卡吗?
    
      

        No, you have to pay an extra 30 dollars a year for one
    
      

    不不不,你得付30元每年费为这个账号
    
      

        I want a credit card
    
      

    我要一张信用卡
    
      

        If you pay us back within the month, we don't charge interest
    
      

    一个月之内还款,不用付利息
    
      

    If you do not settle your bill at the end of the month, then we'll charge interest
    
      

    要是一个月之内未还款,你得付利息
    
      

        APR
    
      

    年利率
    
      

        Pin number
    
      

    密码
    
      

       You can change your PIN at an ATM
    
      

    你可以在自动柜员机更改你的密码
    
      

        Balance transfer
    
      

    余额结转
    
      

        Credit limit
    
      

    信用额度
    
      

        Do not tell your pin number to anyone, even bank staff
    
      

    包括银行员,你千万别给其他人你的密码,
    
      

        There is an annual fee of £20
    
      

    你得付20英镑每费
    
      

        Issuing bank
    
      

    发卡银行
    
      

      With a credit card, you can shop first and pay later
    
      

    用信用卡的话,你可以先购物后付款
    
      

      Problems
    
     
    

    特殊情况
    

        I want to report a stolen credit card
    
      

    我要报信用卡失窃
    
      

        Okay, we'll cancel it right away
    
      

    我们马上消除您的信用卡
    
      

        We will send you a new one in the post
    
      

    我们将会寄给你新的卡
    
      

        When the card arrives, ring 0855 555 to activate it
    
      

    如果您收到新卡,请拨打电话0855 555开卡
    
      

        The cash machine didn't give me my money
    
      

    机器没出钱
    
      

        Sorry, there was an error, we've already refunded the money
    
      

    对不起,机器出了点故障,我们已经退还您的钱
    
      

        The transaction was declined
    
      

    交易受拒
    
      

      Getting a loan
    

    贷款
    
      

        I would like to borrow $5000 dollars
    
      

    我想要借款5000元。
    
      

        What's the interest rate?
    
      

    利息率是多少
    
      

        What collateral do you have?
    
      

    你有什么担保品?
    
      

    If you don't have any collataral, we can't give you a loan
    
      

    如果没有担保品,我们不会给您借款
    
      

    If you don't have any collataral, we will have to charge extra interest
    
      

    没有担保品,我们得升高您的利息
    
      

        Mortgage
    
      

    房贷
    

        Credit check
    
      

    核对信用度
    
      

    Credit rating
    
      

    信用评级
    
      

        Sorry, we've just run a credit check, and unfortunately, we cannot offer you a loan
    
      

    对不起,我们已经查过您的信用度,很抱歉我们不能给您提供贷款。
    
      

        How long is it for?
    
      

    多久?
    
      

        Minimum monthly payment
    
      

    最低的每月偿还债务
    
      

        Will there be any penalty for early repayment?
    
      

    提前还款有罚金吗?
    
      

        Early repayment fee
    
      

    提前还款有罚金
    
      

        Exit fee
    
      

    提前还款有罚金
    
      

      Depositing money
    

    存款
    
      

        Hi, I would like to deposit some money
    
      

    我要存款
    
      

        Please fill in this slip
    
      

    请填写存款表
    
      

        Paying-in slip
    
      

    存款表
    
      

        Please print the amount
    
      

    请用大写字母写
    
      

        You need to put all coins in bags
    
      

    你需要把所有硬币放入袋子里
    
      

        Sorry, we only accept American dollars
    
      

    我们只接受美元
    
      

      Cheques (英)
    
      

    支票
    
      

        Check (美)
    
      

    支票
    
      

        I'ld like to cash a check, please
    
      

    我要存款一张支票
    
      

        Chequebook
    
      

    支票书
    
      

      Withdrawing money
    

    提钱
    
      

        I'ld like to withdraw $6000
    
      

    我要提6000元
    
      

        I'm sorry, but the maximum you can withdraw on one day is $2000
    
      

    非常抱歉,一天内的最高提款额是2000。
    
      

        Please fill out this slip
    
      

    请填写好这张纸条
    
      

        Do you have ID?
    
      

    你有身份证吗?
    

        How would you like it?
    
      

    你想兑换多大面额的?
    
      

        I would like it in twenties
    
      

    请给我20元面值的
    
      

      Foreign exchange
    

    外币兑换
    
      

        What currency would you like to change?
    
      

    请问您换哪种外币?
    
      

        I would like to exchange RMB for US dollars
    
      

    我想用人民币换美元
    
      

        I would like to exchange Chinese Yuan for British pounds
    
      

    我想用人民币换英镑
    
      

        What is the current exchange rate?
    
      

    最近的汇率是多少?
    
      

        See the sign
    
      

    请看标牌(汇率表)
    
      

        We are currently buying at 6 yuan to the dollar
    
      

    我们买的比价是6:1
    
      

        We sell at 6.5 yuan to the dollar
    
      

    我们卖的比价是6.5:1
    
      

        Bureau De Change
    
      

    外币兑换柜台
    
      

        Forex
    
      

    外币兑换
    
      

        Foreign Exchange counter
    
      

    外币兑换柜台
    
      

        Chinese Yuan
    
      

    人民币
    
      

        NTD
    
      

    台币
    
      

        Hong Kong dollar
    
      

    港币
    
      

        Australian dollar
    
      

    澳元
    
      

        British pound
    
      

    英镑
    
      

        Euro
    
      

    欧元
    
      

        American dollar
    
      

    美元
    
      

        Canadian dollar
    
      

    加元
    
      

        Swiss Franc
    
      

    瑞士法郎
    
      

        Japanese Yen
    
      

    日元
    
      

        Swedish Kroner
    
      

    瑞典币
    
      

      Overdrafts
    

    透支
    
      

        You are overdrawn
    
      

    你透支的了
    
      

        There is a £40, fee if you become overdrawn
    
      

    如果你透支,会被扣掉40英镑。
    
      

        This account has an interest-free overdraft of £2000
    
      

    这个账号可以透支2000英镑且没有利息费用
    
      

       How much can I go overdrawn without a fee
    
      

    我能免费透支多少钱?
    
      

       How much interest will I be charged if I go overdrawn?
    
      

    透支的话,我得付多少利息?
    
      

        If you want to raise your overdraft limit, speak to the bank manager
    
      

    如果你想要提高你的透支额度,您得银行管理人提出申请。
    
      

      Other
    
     
    

    其他
    

        Bank statement
    
      

    月结单
    
      

        Bankrupt
    
      

    破产的
    
      

        ATM
    
      

    自动取款机
    
      

        Cash machine
    
      

    自动取款机
    
      

        Branch
    
      

    分行/支行
    
      

        Bank manager
    
      

    银行管理人
    
      

        Bank teller (美)
    
      

    银行出纳员
    
      

        Bank Cashier
    
      

    银行出纳员
    
      

    Loan officer
    
      

    贷款员
    
      

    Safe deposit box
    
      

    保险箱
    
      

    Online banking
    
      

    网络银行服务/网银
    
      

    
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更新时间:2025/5/25 4:29:58